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Welcome.

This blog is intended to provide a macro view of retirement for United States citizens. The main topic
will be past, current and anticipated events occurring in the Social Security system, domestic pension
plans (both private and government) and individual the retirement domains. To that end, other subjects
may have an effect on this topic so they will be explored. One example that comes to mind is
demographics.

Surprisingly, the above areas of coverage currently do not appear to have a consolidated location. For
most of us this topic is near and dear to our hearts. Everyone hopes to retire someday, some sooner
than others. Many are already retired. Wealthy or poor, the content of this site will have an effect on
everyone.

In addition to information and articles found throughout the expansive world wide web, we will post
comments and observations from time to time. We reserve the right to offer an opinion, but will do so
only rarely. You will realize quickly we are not experienced journalists or bloggers (yet). Hopefully the
diction and presentation of the subject matter will not offend our valued readers. We will post
comments from readers, both positive and negative, that are not offensive.

An important criteria for this site will be the absence of political bias. Our leadership, both at the government (local, state and federal) and at the private level, are responsible for the deteriorating condition of the various plans detailed. As novices, we attempt this objective with the full knowledge that many others bloggers and websites have difficulty remaining neutral. We believe there will be sufficient material on the subject matter to allow us to remain unbiased. Should a reader feel we have strayed, please feel free to comment.

Retirement Canary is not an investment site. The content on this site is provided as general information only and should not be taken as investment advice. All site content, including advertisements, shall not be construed as a recommendation to buy or sell any security or financial instrument, or to participate in any particular trading or investment strategy.

In addition to our personal interest in the subject, we hope to realize a financial gain but will not compromise the integrity of the content.

The authors will attempt to remain anonymous. “the best test of truth is the power of the thought to get itself accepted in the competition of the market” (Abrams v. United States, [250 U. S. 616, 630 (1919) (Holmes, J., dissenting)]). Don't underestimate the common man. People are intelligent enough to evaluate the source of an anonymous writing. They can see it is anonymous. They know it is anonymous. They can evaluate its anonymity along with its message, as long as they are permitted, as they must be, to read that message. And then, once they have done so, it is for them to decide what is 'responsible', what is valuable, and what is truth." New York v. Duryea, 76 Misc. 2d 948, 966-967,351 N. Y. S. 2d 978, 996 (1974) (striking down similar New York statute as overbroad).